Mortgage Discussion for the Panhandle area

A couple of months ago I was very concerned about my chosen profession. The mortgage business has had issues lately as you are all aware. Foreclosures are up and the credit crisis will not allow as many customers to get loans as before. With all this doom and gloom how do people in the real estate/mortgage business survive? The answer is simple. Become your clients trusted advisor. Many people know America’s Mortgage Experts, Inc. is a proven mortgage company. Many people do not know we are heavily involved in mortgage note purchases as well as short sales of property.

Many customers held mortgages in the past to sell a property. They did not want to collect payments and really just wanted the cash but to make the sale they held a note. Today they would rather have the cash than the responsibility of keeping up with a mortgage balance and payments. That’s where America’s Mortgage Experts, Inc. can help. With one phone call and some information about the note we can help your customer’s sell the note for cash. Maybe they want the cash to buy more property in this buyers market. No matter what the reason if you send a customer to us to help sell the note they will be forever grateful. A happy client is a walking billboard for you and your business. If you have any customers who are holding mortgages and would like to sell the note please have them call for a cash offer.

Short sales are also a part of this new real estate market. We get very involved in the short sales of our borrowers. As 20+ year veterans of the mortgage business we are aware of the bank or mortgage companies needs and negotiate short sales based on our experience. By qualifying your borrower we can let the bank know what it will take to get the deal done. More often than not the banks are willing to help as they do not want another deal to go bad. That creates more buying opportunities for anyone including investors. Do not miss the market and send your clients over for the best service and experience to get the short sale completed at thousands below market value.

These are two areas we are more than just a mortgage company and here to help you and your client get the deal done.

We at America's Mortgage Experts, Inc. wish each and everyone a happy Thanksgiving Holiday. Please be safe and return to the fun world of real estate. Take some time as you eat with family and friends to truly appreciate and give thanks for all you have in life.

When you return from the holiday look for 30 year fixed interest rates to drop below 6%. That will make some customers look into buying again and may even bring out that sidelined investor who has been watching the market for a long time now.

Joe Woodall